Conditions Of Use

You must read these terms and conditions carefully before using this website. By assessing this website, you are deemed to have accepted and be bound by all these terms and conditions.

This section sets out the Conditions of Use of this website. While reasonable security measurements have been taken in establishing this site by Allied World Assurance Company, Ltd (Singapore Branch) ("Allied World"), the authorized agent ("the User") has his / her responsibilities to use the site in accordance with the Conditions of Use. Allied World shall not be responsible in any way for any costs (not limited to legal costs), losses and damages whatsoever arising from or in relation to the inappropriate acts or misuse of this website.

By accessing this website and any of its pages you are agreeing to the terms set out below.

1.   Governing Terms and Conditions

      This website provides an additional means for the User to conduct insurance transactions ("the transactions") with Allied World on behalf of the Proposer ("The Proposer").Transactions effected by using this website are subject to the Conditions of Use. All other terms and conditions governing the transactions shall continue to apply but where there is any discrepancy, these Terms and Conditions shall prevail for the purposes of the transactions.

2.   Use of this website

      By accessing and using this website to conduct insurance transactions, the User warrants that all information provided to Allied World in relation to the transactions are true, complete and up-to-date.

      User of the website warrants that insurance applications conducted through this website are instructed by the Proposer who are consent to accept the electronic policy issued by Allied World .

      The User shall not use or knowingly allow any other persons to use this website, the information and / or the reports for or in connection with any illegal purpose or activity. The User shall notify Allied World as soon as practicable if he / she becomes aware of such use.

      Any premium and information quoted by Allied World on this website or otherwise in response to an online inquiry is for reference only and is not binding. Any premium and information offered by Allied World for the purpose of the relevant transaction shall be binding on the Proposer upon the User confirming his / her acceptance on behalf of the Proposer.

      The User acknowledges that there may be a time lag in transmission of instructions, information or communication via the Internet.

3.   User ID and Password

      The User shall follow the guidance provided by Allied World in designating the user identification code (the "User ID") and the password (the "Password") for identifying the User for the purposes of entering this website.

      The User shall act in good faith, exercise reasonable care and diligence in keeping the User ID and the Password in secrecy. At no time and under no circumstances shall the User disclose the User ID and/or the Password to any other person.

      The User shall be fully responsible for any accidental or unauthorised disclosure of the User ID and / or the Password to any other persons and shall bear the risks of the User ID and / or the Password being used by unauthorised persons or for unauthorised purposes.

      Upon notice or suspicion of the User ID and / or the Password being disclosed to any unauthorised persons or any unauthorised use of this website being made, the User shall notify Allied World as soon as practicable.

4.   Purchase of Policy

      The User is required to input the User ID and the Password in order to log-on to this website and provide information to Allied World via the internet for purchasing the policy. Information in connection with the purchase shall not be considered to be received by Allied World unless they are given in such manner as Allied World may prescribe from time to time and until Allied World has actually received them.

      Any information given in connection with purchase of the policy by quoting the User ID and the Password of the transactions, once given, may not be rescinded or withdrawn without the consent of Allied World or the relevant parties. All such information given, as understood and acted on by Allied World or the relevant parties in good faith, shall be irrevocable and binding on the Policyholder whether given by the Policyholder or by any other persons purporting to be the Policyholder. Allied World and the relevant parties shall be under no duty to verify the identity or authority of the person giving any such instruction or the authenticity of such instruction apart from verifying the User ID and the Password of the User.

      Advice or confirmation that an instruction has been received and / or a transaction has been effected through this website will be provided by Allied World 's electronic notification. Such advice or confirmation shall be deemed to have been received by the User or Policyholder immediately after transmission and it is the duty of the User to check such advice or confirmation. It is also the duty of the User or Policyholder to enquire with Allied World if the User or Policyholder does not receive an advice or confirmation within the time usually required for a similar advice or confirmation to be received.

      The User has sole responsibility to ensure such advice or confirmation is received by the Policyholder, not with standing the Policyholder does not have valid email account(s). In this circumstance, the User shall provide a hard copy of the schedule and policy jacket of the policy to the Policyholder.

      User warrants that the email addresses inputted in the transaction are accurate and valid.

5.   Payment by Credit Cards

      Insurance transactions effected by this website might require settlements by using credit cards. Users warrant that, by entering the proposer's credit cards data in the payment section, he /she has obtained authorization from the cardholders to settle the transactions.

6.   Declarations

      Proposers are required to make declarations on the information submitted for insurance applications. Users warrant that the information submitted are correct and true and they have obtained the declarations from the proposers before submission of the insurance applications. Policies that are transacted by using incorrect and / or untrue information are invalid.

7.   Transactions or Messages over the Internet

      Messages sent or transactions conducted through the Internet may be subject to interruption, interception, suspension, blackout, delay, loss, unavailability, mutilation or error. Allied World shall not be responsible for any loss of accuracy or timeliness of any messages sent or transactions conducted through this website arising from or in relation to any malfunctions in communication facilities beyond the reasonable controls of Allied World .

8.   Downloading

      Allied World does not warrant the absence of delays, failures, errors, omissions or loss in respect of any information transmitted through this website. Allied World does not guarantee any of the following: a) no viruses or other contaminating or destructive properties will be transmitted through this website; or b) no damage will occur to any computer system connecting to this website.

      Users of this website shall have sole responsibility in protecting and backing up their data and/or equipment; and in taking any precautionary measures against computer viruses or other contaminating or destructive properties as they think appropriate and necessary.

9.   Copyright

      Contents in this web site including but not limited to the text, web design, graphics, trademarks and logos are owned by Allied World and are protected by copyright. Users may not alter, modify, distribute and / or reproduce these materials without written permission from Allied World . The information in this site is subject to modification and update from time to time without prior notice.

10. Governing Law and Jurisdiction

      All materials contained in this website should not be regarded as an offer or solicitation to sell our insurance products or services in any jurisdictions to any persons to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.

      By accessing this website, you shall be deemed to agree that the laws of Singapore and shall be deemed to agree to submit irrevocably to the jurisdiction of the courts of Singapore.